Last updated 8 August 2026
Fold is operated by Cotek App FZ-LLC. Setting up a church, or signing in to one, means accepting these terms.
A membership directory for a local church: a record of its members, a way for them to keep their own details current, and a printed directory generated from it. It is a tool for the church’s administration. It is not a substitute for the church’s own judgement about who belongs to it.
Use Fold to hold or send anything unlawful; attempt to reach another church’s directory; probe or interfere with the service’s security; or extract a church’s directory for a purpose that church has not agreed to.
The service is provided as it is. We do not promise it will be uninterrupted or free of faults. Email delivery depends on providers outside our control; a church that needs certainty that a message arrived should confirm it another way.
To the extent the law allows, our liability arising out of the service is limited to the fees paid for it in the twelve months before the claim. We are not liable for indirect or consequential loss.
If you find a way to see something in Fold you should not, please write to support@cotek.live. Report it rather than exploring it: do not access, download, alter or delete anybody else’s data, and do not run tests that degrade the service for the churches using it. We will acknowledge you within a few days and keep you informed. We will not pursue anyone who reports a genuine problem in good faith and within those bounds.
Attempting to reach another church’s directory, or a member’s record you have not been given access to, is a breach of these terms and, depending on where you are, of the law.
A printed directory and an exported spreadsheet are the whole congregation’s details in a file that can be forwarded in one gesture. Once downloaded they are outside our control entirely. A church should treat them the way it treats its giving records: kept by the people who need them, distributed to members rather than published, and deleted when they are done with.
Invitation links, password-reset links and the addresses of identity documents are credentials. Do not post them into a group chat or a shared inbox.
A church may stop using Fold at any time and take its directory with it. We may suspend an account that breaks these terms, and will say why.